Check out these accounts and
rates!
The following Interest rates are current as of March 15, 2008.
APY stands for Annual Percentage Yield
Please contact a new
accounts representative at one of our branches, through the web-site, or
at (505)425-7584 to verify all rates (hey, webmasters make mistakes too)
and to get additional information on the accounts. Please note that accounts may require a minimum amount to open and require a minimum balance to prevent fees from being assessed to the account. All rates are subject to change at anytime.
Checking: For your everyday expenses.
We have a wide variety
of checking accounts available:
Money Market (limited check
writing)
NOW (For everyone but businesses)
Budget (If you write a
few checks a month)
Commercial (Businesses, of course)
And the plain
old individual account (for the rest of us).
Money Market
Average Daily Balance During statement
period |
APY |
$500 to $25,000 |
1.46% |
$25,000.01 to $75,000 |
1.61% |
$75,000.01 to $250,000 |
3.03% |
Over $250,000 |
3.24% |
|
Now
Average Daily Balance during statement
period |
APY |
$500 to $2,500 |
0.80% |
$2,500.01 to $100,000 |
0.90% |
Over $100,000 |
1.76% |
|
Savings: If you need access to your cash only 2 or 3 times a month
We offer a statement savings account that is currently offering a competitive interest rate.
Average Daily Balance during statement
period |
APY |
Savings $5.00 and over |
1.51% |
|
CDs: If you don't need access to your cash within a certain
timeframe. All CD rate are shown with their Annual Percentage Yield (APY).
Length of Time |
$500 to $99,999.99 |
$100,000 Plus |
90 Days |
2.34% |
2.65% |
182 Days |
2.70% |
3.00% |
1 Year |
2.91% |
3.23% |
2 Years |
3.00% |
3.32% |
5 Years |
3.42% |
3.73% |
IRAs: For your retirement
We offer the same interest rates on IRAs that we offer on CDs. Just find the
term and amount you'd like to deposit.
United We Stand
On September 11th, 2001 our lives changed forever when our country was
attacked. In an effort to protect you and our country, President Bush
signed the USA Patriot Act into law on October 26, 2001.
One section of the USA PAtriot Act says we must:
- Verify the identity of any person seeking to open an account (which
includes Trust, investments, Safe Deposit, Loans and Deposit Account).
- Maintain records of the information used to verify the persons
identity including name, address and other identifying means.
Community 1st Bank Las Vegas will follow this law by obtaining
picture identification and verifying other information given by the
customer. For existing customers that original documentation was not
obtained with the opening of an account, we will be requesting
identification to update prior account records. In all cases, protection
of our customer's identity and confidentiality is the Bank's pledge to
you. We proudly support all efforts to protect and maintain the security
of our customers and our country. |
