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Privacy Notice - Our commitment to confidentiality
For more than 50 years, Community 1st Bank Las Vegas and our affiliates have recognized and respected our customers' right to privacy. In the course of our business, we have access to confidential information concerning the financial affairs of existing and prospective customers. We are committed to maintaining the confidentiality of that information, which is consistent with our company's core values of integrity, caring and excellence.
As we strive to meet the highest legal and ethical standards in the conduct of our business, Community 1st Bank of observes both the letter and the spirit of the law surrounding customer privacy issues. Maintaining the confidentiality of the information you entrust us is a responsibility we take seriously. Our privacy statement is specifically designed for the protection of consumers, or individuals obtaining a financial product or service from Community 1st Bank for primarily personal, family or household purposes. This privacy statement covers Community 1st Bank.
We use your personal information to verify your identity, provide you with quality customer service and evaluate your request for products and services. We collect various types of information about you during the normal course of offering and providing financial products and services. We collect information necessary to verify your identity and protect against fraudulent activity. We collect nonpublic personal information about you from a number of sources, including applications, on-line registrations and information we receive from consumer-reporting and credit-reporting agencies to insure that we are in compliance with the USA Patriot Act Rules.
Individuals or companies outside of the Community 1st Bank are considered third parties. Financial institutions are permitted and sometimes even required by law to share customer information with third parties for certain purposes, such as servicing customer relationships, fraud and risk management, and responding to transaction requests. We may share personal information with a third party company (ie: our software provider)in order to offer or support a product or service that we provide to you. We NEVER disclose personal information to companies that perform marketing. We do not disclose any non-public personal information about our customers, or former customers, except as permitted by law. We also provide personal information regarding our customers' accounts to credit bureaus for credit reporting purposes. If you believe we have provided inaccurate information to a credit bureau, please contact us in writing with your account number and other pertinent information at: Community 1st Bank 517 6th. Street - Las Vegas, NM 87701.
We have internal policies and procedures designed to keep customer information safe. These include:
__Allowing access to customer information only to authorized employees who need that information to perform specific job responsibilities.
__ _ Maintaining physical, electronic and procedural safeguards that comply with federal regulations to guard customer information.
__ _Training employees on privacy and implementing disciplinary actions for any employee who violates our procedures.
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